Job Description:

About the Job

We are seeking a visionary and execution-focused Head – Technical Product Manager to lead our Bank Lending product portfolio across retail, SME, and corporate segments. This role is critical in shaping our digital lending strategy, scaling technology platforms, and ensuring customer-centric innovation across the loan lifecycle. The ideal candidate brings a strong blend of business acumen, technical depth, and regulatory awareness.

Responsibilities

Define and drive the end-to-end lending product strategy aligned with business goals.
Own the product vision and roadmap for loan origination, underwriting, disbursal, servicing, and collections.
Lead a team of senior technical product managers, ensuring alignment across multiple squads and stakeholders.
Lead platform design and integrations across Core Banking, LOS, LMS, CRM, Credit, Bureaus, KYC.

Requirements

10–12 years of product management experience in financial services, banking, or fintech with at least 5+ years in lending.
Proven track record of building and scaling lending products or platforms (retail, SME, or both).
Strong knowledge of lending domain: loan products, credit policies, risk underwriting, collections, and regulatory frameworks.
Experience with enterprise-grade platforms, third-party integrations, and digital channels (web/mobile).
Technical background – B.E./B.Tech in Computer Science or related field.
Expertise in agile frameworks (Scrum, SAFe) and product development tools (JIRA, Confluence, Figma, Postman).
Strong leadership, stakeholder management, and decision-making skills.
10-12 years of experience in Product Management, Digital Transformation, or Process Innovation with a proven track record of shipping successful products.
Experience leading cross-functional teams through the full product lifecycle.
Strong understanding of retail or SME or Corporate loan lifecycle – origination, underwriting, disbursement, collections.
Technical background or experience working with APIs, microservices, cloud platforms (AWS/Azure), and core banking integrations.
Strong analytical skills with the ability to translate data into actionable insights.
Excellent communication and presentation skills, with the ability to articulate complex concepts clearly.
Demonstrated ability to prioritize and make trade-offs in a fast-paced environment.
Strong background in business process automation, workflow management, and enterprise-wide product delivery.
Experience working in banking, financial services, or enterprise-grade IT environments.
Hands-on experience with Agile (Scrum, SAFe) methodologies.
Bachelor’s degree in business, Computer Science, Engineering, or related field (or equivalent experience).
Certifications in Product Management, Change Management, or Agile methodologies are a plus.
Strategic thinking with a strong focus on execution and impact.
Understanding of enterprise-grade IT environments, software architecture, APIs, and cloud technologies.
Experience working in banking or financial services.
Exposure to AI/ML models for credit scoring, alternate data-based underwriting.
Experience working in or with NBFCs, Banks, or API-based lending ecosystems.
Experience with agile development methodologies and product management practices.
Excellent stakeholder management skills, working across multiple departments.